Industry commentary

Can ISVs conquer global acquiring?

Not likely given lower margins in enterprise and global

Jun 9 •

Andrew M. Dresner

Chime vs. Cash App: Who has the better hand?

Cash App: DDA primacy isn’t that good a cross-sell platform

Jun 2 •

Andrew M. Dresner

Agentic Commerce and the networks

Agents open the door to A2A

May 26 •

Andrew M. Dresner

AI may undermine payments revenues

Retail is more vulnerable than Wholesale

May 5 •

Andrew M. Dresner

Global Payments + Worldpay is 1+1=2

It adds breadth without addressing product or distribution gaps

Apr 28 •

Andrew M. Dresner

Cobrand is approaching the end game

Apple Card illustrates why

Apr 21 •

Andrew M. Dresner

Clover vs. Square vs. Toast

The key differences are focus and distribution model

Mar 31 •

Andrew M. Dresner

What should Capital One do with Discover's networks?

Partnering is better than going it alone

Mar 10 •

Andrew M. Dresner

Is Europe ahead of the US in payments?

Trick question! Both are modernizing within regulatory constraints

Feb 24 •

Andrew M. Dresner

Updates on PayPal, Neobanks & CFPB

PayPal neutral, Varo down, CFPB pulling back?

Feb 10 •

Andrew M. Dresner

Do regional banks need a payments strategy?

Be in-the-pack, it’s all you need

Jan 27 •

Andrew M. Dresner

Decoding PayPal engagement

Commerce engagement is a fraction of reported engagement

Jan 20 •

Andrew M. Dresner

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