Excellent as always Andy. Focus on US is understandable but neobank experience in Europe where there is no Durbin creates a different dynamic. NIM is more important which is why you have seen startups like Starling build a traditional
Two sided balance sheet. Those relying on payments revenue streams have struggled.
Excellent as always Andy. Focus on US is understandable but neobank experience in Europe where there is no Durbin creates a different dynamic. NIM is more important which is why you have seen startups like Starling build a traditional
Two sided balance sheet. Those relying on payments revenue streams have struggled.